A traumatic brain injury is a physical event that causes serious and sometimes irreversible harm to a victim. Warrendale residents can suffer traumatic brain injuries in a number of ways, including but not limited to car accidents and collisions, slips and falls, participating in sports and contact activities and others. There is a wide range of symptoms that a person may experience if he has suffered a traumatic brain injury; this post will examine just a handful of those indicators.
Financial difficulties come in many different forms and can strike people in any number of ways. You may be doing fine, making payments on your home and vehicles. But if you are injured in an accident outside of work, things could spiral out of control quickly. You could be left unable to work and not covered by workers' compensation. You would then be forced to deal with potentially large out-of-pocket medical expenses and with no source of income, leaving you in a double bind.
Even if a reader of this Pennsylvania bankruptcy-and-debt-relief-law blog is completely unfamiliar with the term 'underwater mortgage' she may have a feeling that it is not a good thing. Being underwater implies the possibility of drowning, and an underwater mortgage is effectively that: it is a mortgage loan that is greater in size than the value of the home it is attached to and that drowns an owner in financial difficulties.
Not every business that files for bankruptcy is prepared to close its doors. In fact, many Pennsylvania businesses wish to continue their operations despite their financial hardships. When a business is prepared to put in the work and create a plan that will lead to its profitability, that business may find financial success through Chapter 11 bankruptcy.
It can be difficult for Pennsylvanians to get past the challenges that present themselves each and every day. Just getting through the workday, spending time with family and taking care of home projects can be enough to fill the hours that pass during any given week. However, simply living from day to day without much planning for the future can be a costly mistake when it comes to managing one's end of life estate.
Mortgage loan modification is an option for those who become unable to pay their mortgage. This could be due to a decrease in income or other unexpected expenses that come up and prevent someone from being able to make full mortgage payments.
The school year is well underway for Warrendale students, and many children are thinking ahead to their coming winter breaks. Though they will have to get through assignments and quizzes, reports and tests before they can enjoy some well-deserved time off from their classes, most are likely enjoying relatively untroubled academic experiences.
When planning an estate, one tip that people hear over and over is to avoid probate. Probate can be a lengthy and potentially expensive process of distributing property after someone has passed away. It can also be a stressful time for the family of the person who passed away, which is why many people look for ways to avoid it.
Filing for bankruptcy can be an overwhelming experience for individuals who have struggled to make ends meet. Though it is not uncommon for Pennsylvania residents to seek the protections of the bankruptcy courts, many people do not feel comfortable managing the process on their own. For that reason, it is not uncommon for filers to work with bankruptcy attorneys to help make sure that their cases stay on track.
Though many bankruptcy proceedings begin when debtors choose to file petitions for bankruptcy protections, readers of this Warrendale bankruptcy law blog may be surprised to know that in Chapter 11 bankruptcy, a creditor can file to initiate the proceedings. In any event, filing for Chapter 11 protections effectively begins an automatic stay and allows a debtor business to rework its organization so that it may become profitable and repay its creditors.