The impact of mental illness is something that every member of a Pennsylvania family may feel. When a loved one struggles with issues beyond his or her control, it is an issue that could affect everything from how your family functions in daily life to your long-term...
Cranberry Township, Pennsylvania, Bankruptcy Law Blog
The impact of Amazon shopping on your finances
There are many reasons why people prefer to shop online, including competitive pricing and ease of access. Online shopping has many benefits, but the convenience can sometimes lead to overspending and other issues that may eventually cause long-term financial...
Can artificial intelligence assist with debt-related problems?
There are many complications associated with owing a significant amount of debt. If you are behind with your payments, you could experience issues that include pressure from debt collectors, threats of foreclosure, the possibility of wage garnishment and more. The...
Tracking expenses before seeking a loan modification
Most people experience financial hardship at some point in their lives, and sometimes, these circumstances can make it difficult to meet financial obligations. An unexpected setback can lead to late payments on bills, reliance on credit cards, accumulating credit and...
3 things that should be included in a mortgage hardship letter
When you are unable to manage your financial obligations, you may feel as if you will never be able to escape this situation on your own. Falling behind on your payments can result in an unmanageable debt burden that you are not able to correct on your own....
How can debt counseling help?
Financial struggles are complex and overwhelming, and those facing these challenges may find that they are not able to address these matters on their own. Past-due debt and other financial struggles can lead to difficulties in virtually every area of life, and it may...
Do you have too much credit card debt after losing your job?
The loss of your job can feel like a devastating blow to you and your family. You will be without an income to support your loved ones, and you may not be sure what you will do to make ends meet. As a result, you could find yourself depending on your credit cards as a...
Chapter 13: Is it better for my credit score than Chapter 7?
Making the decision to seek legal assistance with your debt is a major decision that likely required significant time and consideration. Filing for bankruptcy is not a decision to take lightly as this could affect your future. While it can provide many benefits, there...
What happens if I miss a Chapter 13 payment?
Making the decision to file for bankruptcy is not an easy one. You may have made this choice after a lengthy time of struggling to keep up with your payments and watching your unpaid balances continue to grow. Debt collectors, wage garnishment and threats of...
Reduce accidents through defensive driving strategies
When you are on the road, you are responsible for the choices you make while behind the wheel. Each person who chooses to operate a vehicle is accountable for any actions or decisions that impact others, especially if they result in injury or even death. Even if you...