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DMX files for Chapter 13 bankruptcy in attempt to save home

Looks can be deceiving. One may appear to have everything; however, in reality, the individual is actually struggling to pay bills and keep possession of his or her home. Unfortunately, this is the case for many throughout Pennsylvania and across the nation. For some of these struggling individuals, Chapter 13 bankruptcy may be to best option to restructure outstanding debt and save the home.

Struggling with debt is not limited to the average individual. Even celebrities and those who appear to be able to purchase whatever they wish can be crushed under the burden of debt. Any time expenses exceed income, the individual is going to quickly discover that there is a financial problem.

Earl Simmons, also known as Rapper DMX, appears to have once again found himself in financial trouble. He has recently filed for Chapter 13 bankruptcy protection in an effort to save his home. Reports indicate that he currently owes over $2 million. He claims that his only financial asset is his home which is worth approximately $350,000. The majority of his debt appears to be in the form of child support or family support.

Although Simmons is still performing, he claims that he has no funds available in his bank account. Additionally, none of his other possessions are worth any considerable monetary value. Thus, he is unable to keep up with his debt as it is currently structured. Chapter 13 bankruptcy would allow his debt to be restructured into a payment plan that would take into consideration his currently income and liabilities.

The average Pennsylvania resident will most likely not find his or her financial problems discussed in the news media. However, these financial struggles are just as concerning. When one finds that the burden of debt is becoming too great, it may be time to consult with experienced legal counsel to discuss the possible benefits of filing for Chapter 13 bankruptcy protection.

Source:, "DMX Files for Bankruptcy a 3rd Time; Claims He's $2M in Debt and Has $0 in Bank Account", Dec. 30, 2016

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