When a Pennsylvanian decides that he or she will move forward with a Chapter 13 bankruptcy to get back on stronger financial ground, it is not a decision that is taken lightly. Since Chapter 13 is considered a "wage earners" plan and requires that there be the...
Month: August 2017
Rule change could affect commercial truck accident rates
Trucks are a consistent part of the landscape on Pennsylvanian roadways, but while many do not even think about them, they can pose a risk. And, there are certain issues that can make drivers dangerous, like sleep apnea.The Federal Motor Carrier Safety Administration...
How can a Chapter 13 bankruptcy filing benefit me?
Debtors in Cranberry Township and throughout Pennsylvania should know that bankruptcy can help achieve financial freedom. There are several options available, and those who are hoping to save their home, automobile and other possessions can think about a strategy to...
A mortgage modification could help if you have an adjustable rate
When you were buying your home, you needed financing in order to close on the place you wanted. Because of the high-pressure market, you may have decided to take out a loan that wasn't ideal in order to secure a home. Adjustable rate mortgages (ARMs) can help people...
What is the automatic stay in a Chapter 11 bankruptcy?
Debtors in Cranberry Township, and throughout Pennsylvania, will have their own reasons for filing Chapter 11 bankruptcy. One that is frequently cited is to stop the debt collection attempts. These can be notoriously aggressive and cause fear and consternation in the...
What is a living will and is it important?
There are many estate planning considerations that Pennsylvanians must be concerned with and fully understand. Some like wills, trusts and probate might be relatively easy to understand. Others, like a living will and a power of attorney, are more complicated. These...