New and used cars alike often cost tens of thousands of dollars, and the vast majority of people just do not have that kind of cash on hand. Auto loans make it easy for the average person in Pennsylvania to get a secure form of transportation. While it might be...
Year: 2019
Is credit card debt part of your New Year’s resolution?
American consumers are carrying an astounding $4 trillion in debt in 2019, more than any other time in history. Whether for things like auto loans or credit card debt, it seems as if consumers in Pennsylvania are more than ready to improve their financial...
Chapter 12 bankruptcy helps fishers and farmers in the U.S.
Chapter 12 bankruptcy is relatively new, so it's not surprising that you may not have heard about it previously. This kind of bankruptcy is only available for family fishermen and family farmers.It's a similar form of bankruptcy to Chapter 13, but it is more flexible...
Holiday shopping could add to credit card debt
The holiday season puts a lot of pressure on Pennsylvania residents. People are expected to participate in work events, attend parties and exchange gifts with both family members and friends. Even if someone is doing his or her best to cut back on spending and get...
Saving the car is possible, even with negative equity
In today's world, owning a car is more of a necessity than a luxury. Motor vehicles are not cheap, though, and few people in Pennsylvania have the ability to purchase them outright. Most people turn to auto loans instead. Unfortunately, the state of the auto loan...
Consumers struggling with credit card debt, student loans
In general, most people in Pennsylvania are just doing the best they can to manage their finances. Money matters can be complicated though, and it is easier to get into debt than many realize. This is especially true when it comes to things like credit card debt and...
Credit card debt is making us sick
Debt is relatively common, and unfortunately, it is taking a toll on many people in Pennsylvania. From monthly bills to harassing phone calls from creditors, it is difficult to escape the constant worry over money. Often, the focus shifts to deciding what to do about...
Which chapter of bankruptcy protection should I file under?
Bankruptcy is definitely a complex process. The average consumer debtor can wind up very confused when trying to determine which chapter under which to file.Of course, everyone's circumstances are different, so there is no one-size-fits-all response when figuring out...
Chapter 13 makes saving the car possible
Your car is much more than just a machine on top of four wheels. Like many other people in Pennsylvania, your car is the way that you access the outside world. Whether you are driving to work, picking up your child from school or transporting groceries back home, you...
Are you impacted zombie credit card debt?
Debt collectors are supposed to adequately review all relevant information when pursuing legal action against consumers. This is supposed to prevent collectors from filing lawsuits for debt that is outside the statute of limitations or that has already been paid off....