Thompson Law Group, P.C.

July 2019 Archives

Which generation struggles the most with credit card debt?

A decade or so ago, credit cards seemed to be one of the last things on millennials' minds. In 2012, only around 40% of millennials in their 20s had credit cards. As of 2019, over half -- 52% -- use credit cards to make purchases. Although it is not entirely clear why this generation shifted its opinion on credit cards, one thing is obvious -- they are having trouble managing credit card debt.

Can I pay off my credit card debt with a personal loan?

For many Pennsylvania consumers, credit cards help bridge the gaps between paychecks. Others find credit cards useful for making large purchases. Some people simply find it convenient to swipe a card without worrying about the remaining balance. However, credit card debt can quickly spiral out of control, and paying the balance off can end up feeling like an impossible task. Bankruptcy can be an effective option for many individuals in this situation, but personal loans could also help certain people.

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