If you are fighting to keep your financial head above water, it may be small comfort to know you are not alone. These unprecedented times have left many struggling without work, managing medical bills and wondering how to keep food on the table and a roof over their...
Year: 2020
Negotiating medical bills may bring balances down
For some Pennsylvania patients, coming home from the hospital after an injury, illness or surgery is a positive step in the recovery process. Unfortunately, within the next few weeks and months could come unexpected medical bills, all of which could add up to a...
Regaining control over insurmountable credit card balances
Debt can affect virtually every area of a Pennsylvania consumer’s life. Depending on the type of balances and how much is owed, consumer debt can quickly wipe out balances and spiral out of control. Credit card balances are a common type of consumer debt, and it is...
Does medical debt cause additional health problems?
Financial struggles can bring stress and complications to an individual’s life. For those in Pennsylvania who owe a significant amount of medical debt, it can also lead to the potential for additional health problems. Medical bills are a growing financial concern in a...
Debt consolidation versus bankruptcy: Which is better?
Dealing with more debt that one can manage can be an overwhelming and stressful problem. A Pennsylvania consumer may be facing things like harassment from creditors, threats of wage garnishment and other consequences that affect things beyond his or her financial...
What can I expect from my Chapter 13 payment plan?
Filing for bankruptcy is seldom an easy decision, but it can mean relief from the burden of overwhelming debt. In most cases, individuals file either for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 involves the liquidation of some unnecessary assets to repay part of...
Can Chapter 13 bankruptcy help with student loans?
Many Americans have debt, and a significant number have debt associated with student loans. Higher education is expensive, and many have to rely on loans to pay tuition and housing costs. As a result, Pennsylvania college students may graduate with a significant...
The most effective ways to reduce or eliminate credit card debt
Pennsylvania consumers rely on credit cards for everything from unexpected expenses, such as medical bills, to daily needs, such as groceries. Because of accumulating interest and minimum payments, it does not take long before these balances become more than an...
Farmers may benefit from Chapter 12 bankruptcy
Like many in Pennsylvania struggling with current economic circumstances, farmers may find themselves having difficulty paying their bills. When it is a struggle to make ends meet and keep the farm going, it may seem like there is no way out. In reality, Chapter 12...
More consumers making risky choices regarding debt
Many in Pennsylvania are struggling to simply pay their bills and make ends meet each month. Due to a faltering economy, families are having to rely on loans, credit cards and financial help from friends and family to take care of even the most basic of expenses. As a...