Avoiding debt may feel like an impossible dodging act. Whether taking out a loan to attend school or to purchase a vehicle for getting to work, Pennsylvania consumers might struggle to pay off their balances and debts. The problem is especially tricky when it comes to credit card debt. So what's making it so difficult for people to pay off their credit cards?
Having and using a credit card is not inherently bad. Many Pennsylvania consumers use credit cards for added security when making purchases or to earn rewards points for making additional purchases. There are also downsides to using credit cards too, especially when it comes to overspending. For some consumers, ending up with too much credit card debt is easier than they may believe.
When it comes to resolving debt, there is always plenty of well-meaning advice. Unfortunately, those making the suggestions will likely never have to face the consequences of a wrong decision.