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Warrendale Bankruptcy Legal Blog

Study finds more elderly people file for personal bankruptcy

Pennsylvanians who are facing substantial debt with no clear way of paying it will inevitably have concerns about what the future holds. This is especially true for older Americans 65 and above. For them, the idea of not paying their debts can be a frightening thought with feelings of failure and a belief they are not adhering to their responsibilities. However, as time passes, more and more older people are seeking to use bankruptcy to restructure debt and get back on stronger financial ground. Recent research indicates just how many older people are turning to personal bankruptcy.

The number of people 65 and older filing for bankruptcy has multiplied by three since 1991. In the study, participants between the ages if 19 and 92 filled out questionnaires. It also examined almost 900 cases of personal bankruptcy. The number of bankruptcies has grown by 200 to 300 percent since that year. Many issues are at the root of this financial struggle. Included is medical debt, a delay in receiving full benefits from Social Security, pensions being replaced by retirement plans like 401(k), and a reduction in income.

Pickup hits elderly woman in parking lot, causing wrongful death

One of the most dangerous types of motor vehicle accidents in Warrendale and throughout Pennsylvania is one that involves a pedestrian. Pedestrians are completely vulnerable when there is a crash, and there can be debilitating injuries and fatalities. Often, drivers are behaving recklessly, negligently or are drunk driving, leading to a failure to keep track of pedestrians. After an accident, those who have suffered injuries or lost a loved one must know their right to seek compensation in a legal filing.

An elderly woman was hit by a pickup truck and killed in the parking lot of a Walmart. The driver was arrested on suspicion of driving under the influence.

Does disinheriting a child always start with a disagreement?

Maybe you have heard plenty of stories about people who got disinherited by their parents, and you see a common theme: It always begins some sort of disagreement.

A child married someone the parents didn't approve of. The parents told the child to take a specific career path and they refused. The child got into trouble with the law or fell into drug addiction or abandoned the family faith.

Motor vehicle accident injuries more frequent at certain times

Many factors go into a Pennsylvania car accident and all should be considered when assessing the cause and thinking about a legal filing. Some are more obvious than others. Reckless driving, driving under the influence, distracted driving and other common reasons are often why there is a crash. Research can be useful when driving to be prepared for potential risks. This is also important after an accident has happened. One issue that should be assessed is the time of the day in which it is the most dangerous to be on the road.

Information from the National Highway Traffic Safety Administration calculated the time of year, days of the week and time of day when accidents were more common in the state. The research shows that the two most dangerous months for fatal accidents are May and June. This is believed to be due to the increased presence on the road of teens and people who are vacationing. The next most dangerous time of year is in September and October.

Rear-end bus accidents sends ballet students to hospital

School buses are a common sight in Pittsburgh no matter the time of year. During school, these buses transport kids back and forth to school and to other locations. In the summer, there are children traveling to activities as a group, sports teams are going to games, and clubs and classes are commonplace. Given the number of these vehicles on the road, accidents are all-but inevitable. In these accidents, children and others on the bus can suffer debilitating injuries that cause them problems in the short and long-term. It can even lead to a loss of life. After such an accident, understanding what the future holds can be difficult and it is wise to discuss the matter with a legal professional.

A crash between two buses resulted in 30 ballet students being taken to the hospital. The buses were carrying students from across the U.S. The accident happened at an intersection. The victims were in their teens and early-20s. One of the riders said that the bus in front of theirs stopped suddenly and was rear-ended. Three buses carried students for a ballet class at Chatham University. One girl said that half the riders were taken for treatment. According to her, those in the back of the bus that was hit were "pretty hurt." The injuries were said to be minor. The investigation is ongoing.

Study: Distracted driving a problem with parents of young kids

While distracted driving is known to be a danger in Pennsylvania and across the U.S., research strives to delve deeper into the issue to gather information as to who does it, when and why. This has revealed that people who should be the most cautious are taking part in this dangerous activity and put others at risk of debilitating injuries and wrongful death.

One new study from the University of Pennsylvania School of Nursing and the Children's Hospital of Philadelphia estimates that there are worrisome percentages of parents who are driving with young children in the vehicle while performing various activities on their cellphone. Half talk on their phone; one-third are reading texts; and one in seven are taking part in social media. The ages of the children ranged from 4 to 10.

Can Chapter 13 bankruptcy save my home?

If you're behind on your mortgage payments and under the threat of home foreclosure, you may be desperate for any solution that could work to save your home. Even worse, there could be various fraudsters trying to sell you a service that they claim will resolve your foreclosure problems. Always take a step back and consider any offer carefully to ensure that it's not a fraud that will result in a more serious situation.

One potential solution to your foreclosure woes is perfectly valid and lawful if you can qualify for it: Chapter 13 bankruptcy. Keep reading to learn more about how Chapter 13 proceedings could save your home.

Chapter 11 for Pittsburgh YMCA moves forward with three closings

Businesses in Pittsburgh that are experiencing financial struggles might think that closing the business and moving on is the only alternative they have. They might be moderately aware of the possibility that Chapter 11 bankruptcy might help them, but, for whatever reason, are reluctant to consider the process. For many, this might be a mistake. Debt restructuring, debt reorganization and the managing of business debt are just some of the potential benefits of Chapter 11 bankruptcy. If there is still a fear of this process, considering examples of other businesses that have used it could help assuage that worry.

In a prime example of how financial issues can negatively impact even established brands, the YMCA of Greater Pittsburgh filed for Chapter 11 bankruptcy. As part of the strategy to get on stronger financial footing, it will be necessary to close three locations in the area. The CEO expressed his regret that these facilities will close by August 31. The goal is to get the YMCA into a better position so its future can be as long-lasting as its past. The Chapter 11 bankruptcy process is almost complete. The closures will save around $1 million on an annual basis. A vital part of that required the closing of the locations.

New research indicates distracted driving goes beyond phone use

One of the most common causes of a car accident in Pennsylvania and across the nation is a distracted driver. While this is commonly perceived as having to do with a driver manipulating a smartphone while behind the wheel, there are other ways in which a driver can become distracted. Despite nearly all 50 states putting some form of legislation into effect to curb distracted driving, people still do it. Because there are around 3,500 fatalities and 390,000 injuries due to distracted drivers, the problem is massive. A study by the AAA Foundation for Traffic Safety seeks to understand this phenomenon and reduce its frequency.

The author of the study says that the litany of ways in which a driver can use onboard systems could serve as distractions that are just as, if not more, dangerous than smartphone use. The study was conducted along with the University of Utah. In the testing, they used systems that were installed when the vehicle was constructed and those that were installed later. Android Auto and Apple CarPlay were found to be safer than manufacturer installed systems.

Pedestrian injuries more common in certain areas of Pittsburgh

Motor vehicle accidents involving pedestrians are and will continue to be a problem in Pittsburgh, throughout Pennsylvania and across the nation. There are many potential reasons for this, including speeding, driver negligence, drunk driving, distracted driving and much more. What is often understated when considering the cause of these accidents is the location at which the accidents occur.

A recent study has examined the problem of pedestrian accidents in a context that includes the number that happen, as well as where they most frequently occur. Although there has been a reduction of pedestrian wrongful death incidents, there is still an issue with pedestrians being hit by vehicles. The research centered around Allegheny County accidents involving pedestrians between 2013 and 2017. Various intersections where there are a high number of accidents were named. During that timeframe, the number of accidents in each area ranged from seven to nine.

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