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Warrendale Bankruptcy Legal Blog

Can Chapter 13 bankruptcy save my home?

If you're behind on your mortgage payments and under the threat of home foreclosure, you may be desperate for any solution that could work to save your home. Even worse, there could be various fraudsters trying to sell you a service that they claim will resolve your foreclosure problems. Always take a step back and consider any offer carefully to ensure that it's not a fraud that will result in a more serious situation.

One potential solution to your foreclosure woes is perfectly valid and lawful if you can qualify for it: Chapter 13 bankruptcy. Keep reading to learn more about how Chapter 13 proceedings could save your home.

Chapter 11 for Pittsburgh YMCA moves forward with three closings

Businesses in Pittsburgh that are experiencing financial struggles might think that closing the business and moving on is the only alternative they have. They might be moderately aware of the possibility that Chapter 11 bankruptcy might help them, but, for whatever reason, are reluctant to consider the process. For many, this might be a mistake. Debt restructuring, debt reorganization and the managing of business debt are just some of the potential benefits of Chapter 11 bankruptcy. If there is still a fear of this process, considering examples of other businesses that have used it could help assuage that worry.

In a prime example of how financial issues can negatively impact even established brands, the YMCA of Greater Pittsburgh filed for Chapter 11 bankruptcy. As part of the strategy to get on stronger financial footing, it will be necessary to close three locations in the area. The CEO expressed his regret that these facilities will close by August 31. The goal is to get the YMCA into a better position so its future can be as long-lasting as its past. The Chapter 11 bankruptcy process is almost complete. The closures will save around $1 million on an annual basis. A vital part of that required the closing of the locations.

New research indicates distracted driving goes beyond phone use

One of the most common causes of a car accident in Pennsylvania and across the nation is a distracted driver. While this is commonly perceived as having to do with a driver manipulating a smartphone while behind the wheel, there are other ways in which a driver can become distracted. Despite nearly all 50 states putting some form of legislation into effect to curb distracted driving, people still do it. Because there are around 3,500 fatalities and 390,000 injuries due to distracted drivers, the problem is massive. A study by the AAA Foundation for Traffic Safety seeks to understand this phenomenon and reduce its frequency.

The author of the study says that the litany of ways in which a driver can use onboard systems could serve as distractions that are just as, if not more, dangerous than smartphone use. The study was conducted along with the University of Utah. In the testing, they used systems that were installed when the vehicle was constructed and those that were installed later. Android Auto and Apple CarPlay were found to be safer than manufacturer installed systems.

Pedestrian injuries more common in certain areas of Pittsburgh

Motor vehicle accidents involving pedestrians are and will continue to be a problem in Pittsburgh, throughout Pennsylvania and across the nation. There are many potential reasons for this, including speeding, driver negligence, drunk driving, distracted driving and much more. What is often understated when considering the cause of these accidents is the location at which the accidents occur.

A recent study has examined the problem of pedestrian accidents in a context that includes the number that happen, as well as where they most frequently occur. Although there has been a reduction of pedestrian wrongful death incidents, there is still an issue with pedestrians being hit by vehicles. The research centered around Allegheny County accidents involving pedestrians between 2013 and 2017. Various intersections where there are a high number of accidents were named. During that timeframe, the number of accidents in each area ranged from seven to nine.

Woman injured in a car accident due to wrong-way driver

Even drivers in Pittsburgh who exhibit extra caution to avoid being in a car accident will not know what to do when there is a vehicle heading for them in the opposite direction. Because a head-on crash is so hard to avoid and can inflict so much damage, those who are involved in this type of accident will frequently have severe injuries. In turn, this will result in significant medical bills, lost wages and other issues that can be difficult for the injured victim. When there is a head-on crash, it is critical to know how to seek compensation in a legal filing.

According to a recent report, an early morning head-on accident led to two people being injured. The accident happened at around 3 a.m. when a 30-year-old driver in a Chevrolet Equinox was going in the wrong direction on the road. The car crashed into a Honda Civic being driven by a 26-year-old woman. The driver of the Equinox suffered minor injuries. The driver of the Civic suffered serious injuries and was hospitalized. Initially, the driver of the Equinox was believed to be driving drunk, but he only received a reckless driving charge. The investigation is ongoing.

Sentimental items in an estate plan could be the most important

As you write out your estate plan, are you tempted to start with the most expensive assets and work your way down? You look at who gets the family home, your life insurance policy, your investment portfolio and your retirement fund. You consider who gets the contents of your bank account or that new car in the driveway. Maybe you have a cabin or a vacation home to add into the mix.

With that all figured out, you assume it will keep your heirs on the same page and prevent estate disputes. You leave it to them to sort out the little details, like what to do with your home furnishings, clothing and other odds and ends.

How can you handle situations when parents did not have a will?

The loss of a parent can be a difficult situation to get beyond in an emotional way. While time will likely heal that pain, Pennsylvania residents can face other issues following the death of a parent. One problem that frequently arises is if the parents failed to take the necessary estate planning steps to handle their affairs and did not create a will or other device. Knowing what to do after this has become evident is important to settle their affairs and to pass their assets along to those who have a right to them.

Before anything else, there are steps that the children should take. There should be a search for a possible will that no one was aware of being completed. Going through their records, checking files and areas where it might have been stored in the home and discussing it with friends, relatives and professionals who might have knowledge of where a will could be can yield an unexpected document.

Drugged driving surpassing drunk driving as a road danger

People getting behind the wheel while under the influence of an intoxicating substance is often the cause of a motor vehicle accident in Pennsylvania and across the nation. While alcohol is frequently seen as the main cause of these crashes, the growing trend of people misusing prescription drugs as well as the legalization of marijuana has made it increasingly common that fatal accidents will be due to a driver under the influence of drugs. The fatalities can be to the driver who was under the influence and they can also be to others who were driving another vehicle, were bicyclists or pedestrians.

A recent report citing statistics from 2016 shows that there was alcohol involved in 38 percent of driver fatalities. 44 percent were found to have drugs in their system. Just one decade earlier, that number was 28 percent. More than 50 percent of the drivers either had marijuana, opioids or the two in combination in their systems. A representative of the Governor's Highway Safety Association believes that part of the problem is the growing number of states that are allowing people to use marijuana. Also problematic is the ongoing opioid epidemic that is affecting people across the nation.

Head-on car-motorcycle crash causes debilitating injuries, death

Motor vehicle accidents in Pittsburgh can happen with any kind of vehicle. Oftentimes, the smaller and more maneuverable the vehicle is, the more prone the driver and its passengers are to debilitating injuries and death. When the accident involves a motorcycle and a conventional vehicle, the rider will be exceedingly vulnerable to the worst kinds of injuries and fatalities. It is vital that drivers pay close attention to motorcycles when they are sharing the road with them. If there is an accident, a motorcyclist who is injured and the family left behind after a fatality must be aware of the requirements to file a lawsuit for compensation.

According to a recent report, a head-on collision between a car and a motorcycle led to the death of the motorcycle driver and injuries to the passenger. The accident happened at around 11:30 a.m. According to law enforcement, the man who was driving the motorcycle, 59, was going straight on the road with a female passenger. The car is said to have gone over the center line and hit the motorcycle. The driver of the motorcycle was declared dead at the site of the crash. His passenger was taken to the hospital via air. Her condition is not known. The driver injured a shoulder and was taken to the hospital to be treated and to have blood drawn to determine if alcohol or drugs were involved.

Brewer hopes Chapter 11 can help its financial situation

Running a business in Pittsburgh and across Pennsylvania requires a certain amount of risk. Business can ebb and flow and that can cause problems for many owners. In some cases, this can lead to overwhelming business debt and problems making the necessary payments. A debt restructuring through a Chapter 11 bankruptcy can help to maintain business operations and get back on strong financial footing.

According to a recent report, a local brewing company has chosen to file for Chapter 11 bankruptcy due to debt that has reached six figures to two Pittsburgh sports franchises, the Pirates and Penguins. The company bases its business on exports and has four pubs in the area. With this filing, the company will seek a reorganization and try to negotiate its debts and reach a settlement. The chief executive officer states that issues from the past caused the current problems. The brewer owes close to $400,000 to the Pirates and Penguins. In addition, there is a debt with food distributors and companies it used to rent kegs. There are no plans to close any of its locations, potentially saving the jobs of around 140 people in total.

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