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Warrendale Bankruptcy Legal Blog

Pedestrian injured in a car accident with a police vehicle

Pittsburghers who are crossing the street as pedestrians are constantly vulnerable to being injured in a car accident. This can happen in many different circumstances, but one of the most egregious is when the person is crossing the street and is hit by a car. With the many problems that can arise after a pedestrian is injured in a car accident, a legal filing is often needed to cover for medical bills, lost wages and more. Knowing how to pursue a case is imperative, especially in its immediate aftermath.

In an incident that shows that any driver can be vulnerable to hitting a pedestrian, a police vehicle hit a woman as she crossed the street at around 8:50 p.m. The woman, 64, was reportedly in the intersection when she was struck. The police chief stated the police car was on patrol when the accident happened. The investigation into the crash is ongoing with a crash reconstruction taking place. She was taken to the hospital after the accident and was said to be in stable condition.

You may have options if you can’t repay your student loans

If you struggle to repay your student loans, you are far from alone. An enormous percentage of those who carry student loans are unable to pay them at one point or another, but some people find that their loans are simply driving them into the ground, financially.

Should you find yourself facing untenable student loan debt, it is important to consider the options that you have carefully. In many instances, there are some opportunities for relief, but they usually require a great deal of documentation of your difficulties in order to justify discharge or cancellation.

Survey from AAA shows distracted driving still a major danger

Distracted driving is a known problem in Pennsylvania and across the U.S. Because drivers have such easy access to their cellphones, it can be an irresistible temptation to pick it up and use it for a variety of purposes from talking to surfing the web to texting and emailing. While they are undoubtedly aware of its danger, many do it anyway. Legislators and law enforcement do what they can to reduce it. Part of knowing what strategies will be effective and tamping down on the practice is understanding drivers' thinking. The AAA Foundation for Traffic Safety conducted its annual survey to examine thinking and behaviors and came to interesting results.

Since 2013, the number of drivers who admitted to using their cellphones when driving increased by 30 percent. 88 percent of those surveyed said they felt that the number of distracted drivers was increasing. AAA's survey found that almost 35 percent of drivers said they sent texts or emails while behind the wheel; 49 percent said they had recently spoken on their cellphones when driving. 58 percent stated that their personal safety is in serious danger due to those who talk on their cellphones when driving; 78 percent say that danger is significant.

Woman dies in rear-end in crash

After a car accident in Pittsburgh, there is always a chance that there will be severe injuries and fatalities. These happen when people least expect them and one of the worst calls that family and friends can receive is that there was an accident and a loved one suffered a wrongful death. To make these incidents worse, an accident resulting from a driver's negligent actions is something that did not need to happen. In the aftermath, amid the tributes to a loved one who is gone, the family must also make certain it protects its interests by considering a legal filing for compensation.

A 61-year-old woman died in a chain-reaction crash at a construction zone. The accident happened as the woman was behind two other vehicles waiting for road crews to fix potholes and for the crew members with flags to allow vehicles to pass. As she waited, another car crashed into the back of hers. It was pushed forward and hit the other vehicles. Those drivers had minor injuries.

What should I know about the Chapter 13 repayment plan?

Pennsylvanians who find themselves deep in debt with seemingly no way out are wise to consider the benefits of bankruptcy. For those who have property they want to keep such as a home or a car and earn regular income, Chapter 13 is often the preferable option. The difference between Chapter 7 and Chapter 13 is that Chapter 7 is a liquidation in which the debtor's property is sold to pay debts. With Chapter 13, that is not the case. The repayment plan is often a concern for people thinking about Chapter 13.

In a Chapter 13, the debtor will pay off the debts over a certain period - generally five years. Payments will go from the debtor to the bankruptcy trustee who will then distribute payments to the creditors based on the plan. Once the Chapter 13 has been filed, a debtor is required to file a repayment plan along with the petition or within 15 days of when the Chapter 13 was filed. The court must approve it and the payments will be made to the trustee in a fixed amount on a regular basis. The payments will in turn be distributed to the creditors.

You should always see a doctor after any car accident

Almost everyone at some point in their lives experiences a car accident. The experience is so common now that it is highly unlikely that a person who drives or rides in vehicles at all would not experience such an accident at some point. In the developed world, it nearly counts as a basic human experience.

However, car accidents are not a basic human experience at all. It is only within the last century that automobiles have risen in popularity and use in the developed and developing worlds: We often forget that these accidents are often far more damaging and violent than they may seem. Much of this is due to modern safety features, and some of it owes to our general familiarity with riding and driving vehicles.

What does the trustee do in a Chapter 7 bankruptcy?

When a Pennsylvanian has financial problems that he or she cannot get out from under and would like to clear them, personal bankruptcy is a viable and legal option to do so. For those with significant unsecured debt and little property, the most common alternative is Chapter 7. There are many terms and participants that are part of a Chapter 7 filing, but one of the most important is the Chapter 7 trustee. The trustee plays a vital role in the case and it is wise for the debtor to know what the trustee does before moving forward.

The U.S. trustee will appoint an impartial case trustee. This person will have no stake in the case one way or the other and will administer the case. If there are assets that are not exempt, the trustee will liquidate them. The trustee files a report stating the debtor has no assets when the debtor has assets that are exempt from liquidation and subject to valid liens. Unsecured creditors will not receive anything because there is nothing to liquidate. Most Chapter 7 cases are of this kind.

Statistics for pedestrians' wrongful death in a crash remain high

When Pennsylvanians head out on the road, there will be inevitable dangers they will face. This is exponentially worse for pedestrians who are in constant jeopardy of being afflicted with debilitating injuries or a fatality because they were hit by a car. Since they are not accorded with the protection that a vehicle gives them, a pedestrian is at risk not just because of common factors such as speeding, recklessness or drivers under the influence. New dangers are cropping up every day in the form of distracted driving. Research is ongoing to examine how at risk pedestrians are and a new study from the Governors Highway Safety Association indicates how problematic this is.

For 2017, the number of pedestrians across the nation who died in a motor vehicle accident is at approximately 6,000 per year, which is a 25-year high. In a slight nod to the good fortune of Pennsylvanians, the number appears to have reduced slightly in the state. GHSA released preliminary statistics for pedestrian deaths in 2017. If the numbers remain the same, it will be just shy of 6,000. That number has been rising for the past three years and stagnated at its 2016 level when there were 5,987 pedestrian deaths.

Man suffers extensive injuries when pinned between vehicles

Car accidents in Pittsburgh and the surrounding areas can happen for any number of reasons from negligence to distraction to driving under the influence. Some accidents are just a matter of circumstance and people who are not connected to it in any way and are simply going about their business can find themselves injured in a car accident. If the person survives, the immediate concern is getting well. After that, there can be numerous issues that can arise. A legal filing is often necessary to recover compensation for all that was lost.

A motor vehicle accident in a parking lot sent a pedestrian to the hospital. The accident happened at around 12:30 p.m. According to the investigation, a vehicle pulled into the parking lot of a food establishment and hit another vehicle. There was a chain reaction and the second vehicle hit a truck. The injured pedestrian was stuck between two of the vehicles. Emergency responders arrived to help and it took approximately 20 minutes to free him and take him to the hospital. The man, in his 70s, is said to have several injuries that could be serious. Two others were removed from vehicles in the crash and suffered minor injuries.

Survey: Technology failing to reduce distracted driving

Pennsylvanians are keenly aware that distracted driving is causing scores of accidents with severe injuries and wrongful death. Car companies and manufacturers of devices such as smartphones that are causing the distraction are trying to find ways to make the roads safer. However, this technology is rapidly being found to have little effect on safety. People who have been in a crash because of distracted driving or have lost a loved one should be cognizant of the research centered on this problem.

The insurance company Esurance conducted a survey about distracted driving and technology to improve safety. It found that this technology is not helping to make the roads safer. In fact, it might even be making the roads more dangerous. The survey showed that drivers know that using their phones and other devices is a distraction and they do it regardless of that knowledge. In the survey, 58 percent stated that they drive while distracted to a certain extent. Many admit to texting and using GPS while driving.

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