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Warrendale Bankruptcy Legal Blog

Brewer hopes Chapter 11 can help its financial situation

Running a business in Pittsburgh and across Pennsylvania requires a certain amount of risk. Business can ebb and flow and that can cause problems for many owners. In some cases, this can lead to overwhelming business debt and problems making the necessary payments. A debt restructuring through a Chapter 11 bankruptcy can help to maintain business operations and get back on strong financial footing.

According to a recent report, a local brewing company has chosen to file for Chapter 11 bankruptcy due to debt that has reached six figures to two Pittsburgh sports franchises, the Pirates and Penguins. The company bases its business on exports and has four pubs in the area. With this filing, the company will seek a reorganization and try to negotiate its debts and reach a settlement. The chief executive officer states that issues from the past caused the current problems. The brewer owes close to $400,000 to the Pirates and Penguins. In addition, there is a debt with food distributors and companies it used to rent kegs. There are no plans to close any of its locations, potentially saving the jobs of around 140 people in total.

Distracted driving remains a problem in Pennsylvania

The issue of distracted driving has become so prevalent that when there is an accident in Pennsylvania, those involved cannot help but think that it was likely due to drivers not paying attention to the road. Since this problem is growing so rapidly, people often wonder why law enforcement and legislators do not do something about it. In 2012, Pennsylvania passed a law making it a violation to text and drive. According to police, the law is not strong enough to discourage people from texting and driving. Surveys have shown that around four in five Americans confess to using their devices while behind the wheel. Although Pennsylvania has outlawed texting, people can still make calls, use directional apps and legally use the internet. The law itself has gaps preventing law enforcement from cracking down to a notable degree.

Police are not legally allowed to take the driver's cellphone and see what the driver was doing if they do not have a warrant. After a serious accident, they can get this warrant, but if the idea is preventing the accident before it happens, the law is basically useless. In Pennsylvania, there were 227 fatal accidents due to a distracted driver between 2013 and 2017. In 2017, there was a significant rise in the number of citations in the state from 3,336 to 5,054.

A loan modification could help you avoid foreclosure on your home

Buying a home is often the single biggest purchase and investment of your life. Many people spend years saving up for a down payment and decades building up equity. Then, something happens that leaves you struggling to pay your bills. You may miss a payment, and that's when the real trouble starts. Your mortgage company or bank could attempt to foreclose on your home if you aren't paying in full and on time.

For many people struggling with monthly expenses, a mortgage modification could be the ideal solution. Changing the terms of your mortgage to reflect your home's price decrease or your reduced income can ensure that you can continue to pay your mortgage. A loan modification could help keep you in your home, even if you've been struggling to pay your mortgage recently.

Multiple people suffer injuries when vehicle crashes into salon

In Pittsburgh and the surrounding areas, a motor vehicle accident can happen at any time and in a seemingly endless number of circumstances. When out on the road, it is a known risk. However, people who are in an establishment are unlikely to be expecting a vehicle to crash through the wall or window and hit them. It does happen. These types of motor vehicle accident injuries can be especially dangerous because they are so unexpected and the people are inherently vulnerable. After this type of accident, those who have been injured and the families of those who were killed must know the steps to take to file a case to be compensated.

Eight people were injured, with two suffering critical injuries, when a vehicle ran into a hair salon recently. The incident occurred at around 7 p.m. According to the law enforcement investigation, a 58-year-old man drove into the establishment and continued until the vehicle hit the rear of the building. It is not believed that the driver was under the influence or suffered a medical issue sparking the accident. He suffered minor injuries, received treatment and was released.

Estate planning needs regular updating to suit a person's needs

Pennsylvanians who are vigilant enough to take the necessary steps to having a sound estate plan might be under the impression that once the document is completed, they never need to look at it again. Unavoidable life changes - positive and negative - can make this a terrible mistake. When estate planning, it is wise to view the document as something that must adapt as time passes and lives change. Having an idea as to when trusts, a will or other documents that people use to handle their estates need to be adjusted is imperative.

For many, it is a useful strategy to examine the estate plan on specific days such as a birthday and make the necessary adjustments. Those who are seeking a comprehensive and up to date estate plan should take stock of life events that have happened in the previous year. If, for example, there was the birth of a child or grandchild, a marriage, an increase or a decline in assets and other events, changing the document accordingly is a smart decision.

Comprehensive estate planning can prevent family conflict

Many people who are expecting a windfall after a loved one has passed on are often disappointed to see their inheritance eaten away by disputes. Those who are estate planning and people who are set to inherit from the estate should know about potential problems and be prepared for them with sound legal advice.

A TD Wealth poll of industry professionals shows that family conflict is a substantial hindrance to an estate plan. 109 accountants, trust officers and attorneys took part and said that issues such as ex-spouses, children from various marriages, younger spouses, and families that are blended creates problems with the estate plan. Those who are expecting to receive a big chunk of an estate can be disappointed if the plan does not address these issues.

Research indicates distracted driver statistics were inaccurate

Pennsylvanians and people across the nation are inundated with information as to the dangers of distracted driving. Along with the entreaties from law enforcement and legislators are studies to show the prevalence of the practice. However, it can be difficult to know which studies are accurate. Some studies use different methodology from others and there are arguments as to which information is better. Regardless, those who are in a car accident in today's day and age will automatically think that it was due to a distracted driver. With injuries and long-term damage after a crash, a legal filing can be vital to receive compensation and the cause of the accident can be key to that end.

New research from the driving analytics company Zendrive states that drivers are using their cellphones for two minutes out of each hour. There has been an increase for hourly cellphone use behind the wheel in 49 of the 50 states. A director at Zendrive stated that the numbers of people who are driving while distracted is 100 times worse than other studies have indicated. In coming to its conclusions, Zendrive examined 4.5 million drivers' behaviors over a three-month period. It found that 86 percent of drivers were using the device. 60 percent did so at least one time per day.

Pedestrian injured in a car accident with a police vehicle

Pittsburghers who are crossing the street as pedestrians are constantly vulnerable to being injured in a car accident. This can happen in many different circumstances, but one of the most egregious is when the person is crossing the street and is hit by a car. With the many problems that can arise after a pedestrian is injured in a car accident, a legal filing is often needed to cover for medical bills, lost wages and more. Knowing how to pursue a case is imperative, especially in its immediate aftermath.

In an incident that shows that any driver can be vulnerable to hitting a pedestrian, a police vehicle hit a woman as she crossed the street at around 8:50 p.m. The woman, 64, was reportedly in the intersection when she was struck. The police chief stated the police car was on patrol when the accident happened. The investigation into the crash is ongoing with a crash reconstruction taking place. She was taken to the hospital after the accident and was said to be in stable condition.

You may have options if you can’t repay your student loans

If you struggle to repay your student loans, you are far from alone. An enormous percentage of those who carry student loans are unable to pay them at one point or another, but some people find that their loans are simply driving them into the ground, financially.

Should you find yourself facing untenable student loan debt, it is important to consider the options that you have carefully. In many instances, there are some opportunities for relief, but they usually require a great deal of documentation of your difficulties in order to justify discharge or cancellation.

Survey from AAA shows distracted driving still a major danger

Distracted driving is a known problem in Pennsylvania and across the U.S. Because drivers have such easy access to their cellphones, it can be an irresistible temptation to pick it up and use it for a variety of purposes from talking to surfing the web to texting and emailing. While they are undoubtedly aware of its danger, many do it anyway. Legislators and law enforcement do what they can to reduce it. Part of knowing what strategies will be effective and tamping down on the practice is understanding drivers' thinking. The AAA Foundation for Traffic Safety conducted its annual survey to examine thinking and behaviors and came to interesting results.

Since 2013, the number of drivers who admitted to using their cellphones when driving increased by 30 percent. 88 percent of those surveyed said they felt that the number of distracted drivers was increasing. AAA's survey found that almost 35 percent of drivers said they sent texts or emails while behind the wheel; 49 percent said they had recently spoken on their cellphones when driving. 58 percent stated that their personal safety is in serious danger due to those who talk on their cellphones when driving; 78 percent say that danger is significant.

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