Most adults in Pennsylvania have at least some consumer debt. This includes things like credit card balances, medical bills and student loans, but excludes mortgages and auto loans. But carrying consumer debt can actually complicate a homeowner's ability to keep up...
Saving The Home
Chapter 13 bankruptcy can be the key to saving your home
There are a few things that everyone in Pennsylvania needs, and one of those is keeping a roof over your head. You probably felt like you were securing that need when you purchased your home. Now that you are facing foreclosure, your biggest priority should be saving...
Rising foreclosure rates shouldn’t stop you from saving the home
If owning a home is the American dream, then facing foreclosure must be a nightmare. As foreclosure rates have gone up over recent months, some Pennsylvania homeowners might be worried that there are not any options when they are unable to make their mortgage...
Saving the home a struggle for middle-class families
The middle class was once seen as a stable place for Pennsylvania families. This might no longer be the case. Even individuals who earn steady, stable incomes that put them solidly in the middle class are struggling with more and more debt as time goes on. Although...
Bankruptcy is effective at saving the home
Even if keeping up with the mortgage was easy at first, some homeowners encounter financial problems that make those monthly payments difficult. When Pennsylvania homeowners miss too many payments they may end up facing foreclosure proceedings. While this is often a...