Debt does not discriminate against Pennsylvania consumers, and people of any age can end up owing more than they can handle. However, the average debt carried by different generations does vary and may indicate which age groups face the biggest financial struggles....
Year: 2020
Some property is exempt under Chapter 7 bankruptcy
When a person files Chapter 7 bankruptcy, they often have to give up some property in order to receive financial relief. However, many people do not realize that they can file under Chapter 7 and still keep many kinds of personal property. With a strong legal strategy...
Honored to speak at the Allegheny County Bar Association 32nd Annual Bankruptcy Symposium
I was honored to be invited to speak on a panel that included The Honorable Thomas P. Argesti, United States Bankruptcy Judge, W.D. PA, Jill Locnikar, Assistant U.S. Attorney, and Keri Ebeck, Esquire on December 6, 2019, at the Allegheny County Bar Association 32nd...
Saving the car during uncertain times
Having a car is more of a necessity than a luxury in a lot of places in Pennsylvania. Unfortunately vehicles are expensive, and very few people can afford to purchase one outright. This means the average person has to take out an auto loan when getting a car. As the...
Consumer debt makes saving the home a priority
Most adults in Pennsylvania have at least some consumer debt. This includes things like credit card balances, medical bills and student loans, but excludes mortgages and auto loans. But carrying consumer debt can actually complicate a homeowner's ability to keep up...
Can financial literacy help me handle my credit card debt?
Managing finances is not always easy, but most people do the best they can. The problem is that many consumers do not have a strong understanding of what is actually going on with their money. Without any financial literacy, adults in Pennsylvania are likely to end up...
Protecting your rights at the scene of a car accident
When a car accident occurs, it is not always easy to know what you should do to protect yourself. Of course, the most important thing in any collision is your physical safety and the safety of others. Also, it is important to protect your rights at the scene of the...
Chapter 13 bankruptcy can be the key to saving your home
There are a few things that everyone in Pennsylvania needs, and one of those is keeping a roof over your head. You probably felt like you were securing that need when you purchased your home. Now that you are facing foreclosure, your biggest priority should be saving...
Overspending contributes to credit card debt
Overspending is not uncommon, but that does not mean it is harmless. Even spending a little bit extra here and there can quickly build up, leaving people with more credit card debt than they can handle. Even Pennsylvania consumers who budget struggle to get their...