Debt is relatively common, and unfortunately, it is taking a toll on many people in Pennsylvania. From monthly bills to harassing phone calls from creditors, it is difficult to escape the constant worry over money. Often, the focus shifts to deciding what to do about...
Credit Card Debt
Are you impacted zombie credit card debt?
Debt collectors are supposed to adequately review all relevant information when pursuing legal action against consumers. This is supposed to prevent collectors from filing lawsuits for debt that is outside the statute of limitations or that has already been paid off....
Which generation struggles the most with credit card debt?
A decade or so ago, credit cards seemed to be one of the last things on millennials' minds. In 2012, only around 40% of millennials in their 20s had credit cards. As of 2019, over half -- 52% -- use credit cards to make purchases. Although it is not entirely clear why...
Can I pay off my credit card debt with a personal loan?
For many Pennsylvania consumers, credit cards help bridge the gaps between paychecks. Others find credit cards useful for making large purchases. Some people simply find it convenient to swipe a card without worrying about the remaining balance. However, credit card...