Many Pennsylvania residents own at least one credit card. While these devices can be useful, they can also be the cause of financial hardships. Life can bring unexpected challenges, and some individuals rely on credit cards to address bills they cannot pay, such as...
Personal Bankruptcy
Yes, student loans can sometimes be discharged in bankruptcy
You've heard over and over again that there is no way to discharge your student loans, but that isn't really the case. In some situations, student loans can be discharged, or you can find ways to manage them more appropriately.Student loans weigh down hundreds of...
Common myths about filing for personal bankruptcy
Coming to terms with your financial problems is one thing, but actually taking action to address them is another. While many Pennsylvanians seek to resolve their debt problems, others are deterred from real solutions due to common misconceptions and myths about the...
Helping you navigate the personal bankruptcy process
Dealing with financial problems is a difficult reality to face; nonetheless, many residents in Pennsylvania and elsewhere seek ways to not only address these personal financial dilemmas but also resolve them. Although it is difficult to admit that filing for...
Under what circumstances can a court deny a discharge of debts?
Chapter 7 bankruptcy is a legal tool that Pennsylvanians may use to eliminate their outstanding and unmanageable debts. Though it requires a filing party to sell off or liquidate much of their wealth in order to pay off their creditors, there are exemptions that the...
Treating budgeting goals like exercise goals
The Great Recession taught all Americans that no matter how wealthy one is, it is possible to fall on truly difficult times financially with virtually no warning. As a result, it is important to understand both how to prevent financial fallout when possible and...
Bankruptcy is a tool for dealing with debt problems
Dealing with debt problems can be isolating. It can be a heavy burden for a Cranberry Township resident to carry, especially when his debt issues prevent him from caring for his loved ones and moving his life forward. Debt comes in all shapes and forms, but often...
What are the requirements for filing for Chapter 7 bankruptcy?
It is a brand new year and probably one of the farthest things from Cranberry Township residents' minds is how to file for personal bankruptcy. It can be hard for an individual to admit that he has fallen on difficult financial times and even more difficult for him to...
Dealing with a lawsuit over an outstanding debt
Falling into debt can be a scary and overwhelming experience. Many Pennsylvanians who carry debt understand the worry and frustration that come with not being able to achieve financial freedom on their own. In some cases, when debtors are unable to make their loan...
Is a Chapter 13 what you need?
Financial difficulties come in many different forms and can strike people in any number of ways. You may be doing fine, making payments on your home and vehicles. But if you are injured in an accident outside of work, things could spiral out of control quickly. You...